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| Pinta & the Santa Maria Has Achieved Nirvana  |
That's the estimate to fix our library after the "peaceful" three day occupation. This doesn't include any additional charges to repair or replace damaged furniture, computers, TV screens, etc. When that's included, people are saying the cost might exceed $1M. They have insurance - it remains to be seen how much they will cover. Hmmmm. | ||
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| (self-titled) semi-posting lurker Minor Deity  |
 What an awful, awful thing to have happened. Is this getting attention in national news? Because I’m not seeing it. Maybe I’m not looking in the right place? I’m curious about how different groups are talking about it, because it seems to me that it’s a public relations nightmare for anyone who wants to support students’ right to protest. Or, is there a cavalier attitude about it, like it’s somehow ok? (I certainly hope not!)
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| (self-titled) semi-posting lurker Minor Deity |
And, by the way, do the student groups involved recognize that this does nothing to help their cause or to help the Pro-Palestinian movement? Has anyone involved in those groups apologized, for example?
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| "I've got morons on my team." Mitt Romney Minor Deity  |
Insurance often doesn't cover things like this. They'll find an exception in the policy for "acts of war or insurrection." This wasn't wind damage from a storm, or a leaky roof. And if the insurer does pay out, you can bet your bottom dollar that the policy will be significantly more expensive shortly. That and the coverage will stop entirely unless the university does a whole series of actions, some of which may be antithetical to the business of a university, in order to keep a policy. | |||
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Has Achieved Nirvana |
https://www.msn.com/en-us/news...-at-750k/ar-BB1mnRgY
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| Has Achieved Nirvana |
Last NYT article was on May 1; I see nothing about the aftermath. Here's a discussion on reddit that includes a gift link to that NYT article . https://www.reddit.com/r/portl...vists_fortify_for_a/
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| Has Achieved Nirvana |
Coverage in the student newspaper: https://psuvanguard.com/the-library/
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| (self-titled) semi-posting lurker Minor Deity |
It's really distressing to read this...
Indeed. The damage done here is just ridiculous. It does nothing to further the cause of the protestors, has numerous unintended victims, and needlessly drains resources (financial and otherwise). Among other things.
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Has Achieved Nirvana |
And that, according to the article, doesn't cover the cost of damaged furniture or computer equipment. | |||
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| "I've got morons on my team." Mitt Romney Minor Deity |
Quirt, a legal question. Couldn't an insurer refuse to cover this for a number of reasons? I mentioned a few above, but I could add contributory negligence by not removing students immediately. This was a three night occupation. Couldn't the insurer claim that the university allowed it to proceed, and therefore is responsible for its own problem? | |||
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| (self-titled) semi-posting lurker Minor Deity |
Those are good questions P*D... Also, is there any precedence (for example, from the George Floyd protests?) that might be relevant? Did insurers pay out after that? If so, shouldn't we expect something similar here?
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Beatification Candidate |
I was surprised to hear that so many people in the public thought the damage from George Floyd protests in Chicago wasn't a big problem for the companies because "they had insurance"... So many small business gone.
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| Has Achieved Nirvana |
I will give you the weasel answer and say, it depends. It depends on how the policy is written. For example, if you smoke and get lung cancer, an insurer could claim that the insured did it to themselves ... but that's not how it works. Likewise, there was a time when houses were covered in flood plains ... until the policies were changed. So, it all depends on the language of the policy. Which is how lawyers make their money. | |||
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| "I've got morons on my team." Mitt Romney Minor Deity |
OK, but it's not cut and dried (insurance will pay) as the article suggests. The policy may not cover this sort of damage. The medical analogy has some big problems. Smoking and lung cancer is a statement about probabilities over the very long run. Non-smokers also get lung cancer. In this case the institution actively did something that caused the damage - they let the mob take over the library and did nothing to eject them for three days. If I'm the insurer, I tell the university that their choices actively caused the problem. I would guess that the policy includes some boilerplate the insurer can use to refuse payment. All speculation, of course.  | |||
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| Pinta & the Santa Maria Has Achieved Nirvana |
I think the lack of national coverage is because it's not a well-known school. BTW, some protesters chained themselves to the front door of our building yesterday for a few hours. Everyone just went around to the side entrance. Another day, another protest. I think they greatly hurt their cause by taking over the library just before midterms, then doing such significant damage. Most people I've heard of are just tired of the whole thing, including most students. Our student body is unique in that we have a far larger cohort of older, returning students who just want to finish their degrees and get on with their lives. | |||
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