I've heard that it's worth it to enroll in medicare when you turn 65, even if you aren't planning on using it yet. Has anyone else heard that?

(Maybe it's just to get rid of the junk mail.)

quote:

Originally posted by Nina:
I've heard that it's worth it to enroll in medicare when you turn 65, even if you aren't planning on using it yet. Has anyone else heard that?

(Maybe it's just to get rid of the junk mail.)

Short answer – yes, you really need to sign up for the free, part A Medicare at 65 even if you’re still working. This is to avoid having to pay a higher rate later if you defer. Part B, is usually delayed until you no longer have company paid insurance.

My parents both used original Medicare plan Part A, Part B with Supplement F, and Part D. Supplement F is the best coverage but it’s also the most costly. They were basically covered for just about everything. And they racked up some pretty big medical bills before they passed. I think they went with supplement F because they didn’t like getting medical bills in the mail.

Supplement F will no longer be available starting in 2020.